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Commercial Mortgage?

Are you looking to buy a commercial property or do you currently own your business premises? Are you looking to grow your business and looking for much needed working capital?

You could be looking to raise funds to buy your new venture, to get that order through, or to re-invest in your business in order to grow. A Commercial Mortgage could be the answer.

We understand that this subject can seem vast and often daunting, but here at Lotus Commercial Finance we can advice you on the right kind of finance and help you through the process every step of the way. We understand what its like to run a business and recognise how important it is to have the best people in your corner, leaving you to focus on the important things – like running your business.

Commercial Mortgages cover everything from offices to restaurants, nursing homes to schools, pubs to takeaways and even Buy To Let (BTL) and Houses of Multiple Occupancy (HMO) investments.

The amount you’re able to borrow for a Commercial Mortgage is typically 65% – 75% of the properties value, but with the right kind of experience and the right lender you can often release a higher rate – leaving you in a better financial position with that much needed working capital.

We have access to the high street lenders, but often find we can add the greatest value, by offering funding outside of normal banking criteria. With access to well in excess of 280 very active lenders on our panel and a legal obligation to find you the best finance available for your circumstances, we are confident we can find you the right deal.

If you’d like to talk more about Commercial Mortgages, or any other property or business finance, please give me a call today on: 07804520912.

We’re a friendly bunch and are always happy to answer questions and all of our advice is given freely, in the strictest of confidence and entirely without obligation.

Here at Lotus Commercial Finance, we truly believe that without the mud, there is no Lotus!

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No mud, No Lotus…

Early this morning I arrived for a networking event, happy that I’d arrived in good time, allowing me a few moments to gather my thoughts before going in.

As I drove into the carpark I quickly realised something was amiss, as I was the only car there (kind of a give away!).

I checked the address again and I was definitely in the right place. I googled the event (thank goodness for 4G) and found a phone number – no answer.

Now in this moment, I had a couple options:

  1. Drive home and continue with my day, but also look completely unprofessional by not turning up to an event.
  2. Persevere and find a solution.

It’s not in my nature to give up, so finding a solution was my only choice….

I messaged a contact on LinkedIn, who fortunately was online and responded immediately. She told me the location had changed, sent me the address and informed the group I was on my way.

In that moment I could have got frustrated, I could have panicked about turning up late and how I would be perceived by the group, I could have given up and gone home, but I didn’t. I turned the car around and made my way back through the traffic and whilst I was driving it dawned on me how fundamental my Army training has been. The ability to stay calm under pressure and see a way through gives me a huge advantage in business and certainly in my role as a finance broker.

I used my small problem as an introduction on my 40 second pitch, I had a couple of chuckles and I was able to get across how important it is to stay calm under pressure as it affects your ability to problem solve. How I’m able to bring that into my business and use this to best affect when finding finance for my clients. Matching a lender to a clients situation and criteria is only one aspect of my role, but it can be a huge task and with over 280 lenders on my panel, you can get a sense of how enormous this can be.

I used my small dilemma this morning to my advantage and I carry this ethos in my life and my business. It’s also a skill which I’ll endeavour to pass onto my children.

Without the mud, there is no Lotus!